One of the top reasons for divorce is the topic of money. Arguing about where money should be spent or where it has been spent can lead to pretty intense conflict. Sometimes, couples can be short sighted when dealing with finances and when the bills come around they find themselves in debt.

For people who are about to be married or have been married for a short time, these tips can be very helpful. Even those couples that have endured many years may find it helpful if they haven’t already figured it all out.

So, here is a list of tips that are likely to get you on the right track and aid in maintaining a calm and healthy marriage.

–Sit down and talk money in a calm manor, not as an argument.
–Have available, to refer to, any bank statements, pay stubs, insurance policies, credit reports, and any investments that you have.
–Construct a plan to deal with any surprises from the past or along the way.
–Make a joint budget that includes savings.
–Designate someone to be responsible for paying all monthly bills.
–Set up short-term and long-term goals, like buying a home and retirement.
– Discuss the tougher topics, such as lending money to family.
– Make a legal will.

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